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Tips On What To Consider When Buying A Home

Posted by Vintage Oaks

Topics: Articles About Texas Hill Country



Photo Courtesy of Vintage Oaks
Photo Courtesy of Vintage Oaks
From location to maintenance, purchasing a home can be difficult and frustrating time for anyone, especially if it is their first time. Here are a few tips on what to consider when buying a home from a blog on Liberty Mutual Insurance website, to help make your decision process less painful. 
  1. Property Taxes - As a homeowner, you are responsible for paying annual taxes on the property you own. Often, these taxes are bundled into your monthly mortgage payment and held in an escrow account, and the mortgage company pays them for you each year. If you choose to pay taxes this way, be prepared for your mortgage payment to be a little higher each month to cover taxes.
  2. Home Insurance - As a homeowner, you must pay to insure your entire home from fire or other damages. If you live near water, you may be required to pay extra for flood insurance. This expense is also frequently included in your monthly mortgage payment and held in escrow until annual premiums are due.
  3. Ongoing Maintenance - When a homeowner wakes up to a broken water heater and a cold shower, you can't call the landlord or the maintenance department for help. You must find a plumber, pay the bill, and purchase a new water heater or parts or whatever is needed. As a homeowner, it's important to have a cash fund available for emergencies - you never know when you may need to fix a leaky faucet, a broken lawn mower or buy a new dishwasher.
  4. Utility Bills - Some landlords cover water and sewer bills, and others include cable or Internet access with a lease agreement. As a homeowner, you won't benefit from any such perks; you'll be responsible for paying all the monthly bills, including some that you might not even think of as a new homeowner:
  • Electricity
  • Gas or oil
  • Water
  • Sewer
  • Trash pickup
  • Landscaping and/or snow removal

Your New Home Options at Vintage Oaks

1. The Reserve at Vintage Oaks has new homes available from Ryland Homes and David Weekley Homes. Floor plans range from 3-5 bedrooms and start at just $400,000.

Reserve a tour today by calling (800) 618-9906.

2. Build a custom home in The Canyons. One of the newest neighborhoods at Vintage Oaks, The Canyons has beautiful views and cul-de-sac homesites for added privacy.

See photos and locations of all available lots here.

For more information on what to look for when buying or renting a home, go to or click here to view the full article.